KSFE Pravasi Chitty– an exclusively designed savings product for non-resident Keralite opens up a new world of opportunities for NRKs.

100% online, a customer can easily join and manage all transactions, from registrations through the auction to the crediting of prize money to his or her account throughmobile or computer.

Built on KSFE’shalf-a-century long tradition of trust and reliability. The new Pravasi chitty is truly a 'global' product in its scope, innovation and outlook. The Strategically designed product comes with a wide range of benefits including insurance schemes, loans, optional pension schemes, etc.

A unique opportunity to have the satisfaction that your monthly savings will go to a resource pool for investment in infrastructure development projects back home in Kerala; but at the same time returning its value for you.


Chitty Insurance by LIC

KSFE has a resourceful tie-up with LIC for Pravasi Chitty. In the unfortunate eventuality of death of the subscriber of this chitty, LIC will deposit the entire remaining instalments up to an amount of rupees 10 lakhs and the nominee will get the sala amount on maturity.

Accident Insurance

For death or permanent disability due to accidents, of a Pravasi chitty subscriber, KSFE ensures accident insurance cover up to an amount of rupees 10 lakhs and free transportation of mortal remains to Kerala.

Partnership in the development of Kerala

This strategically designed chitty is a golden opportunity for all non-resident Keralites to play their integral part in the vital infrastructure developments back in their homeland; and that too without financial liabilities of any kind.Your savings get rolled for development projects through KIIFB bonds, buy your money can be withdrawn whenever it is due.


The Pravasi chitty comes with an option to deposit the chitty prize money into LIC pension schemes which will fetch you a steady pension as per the terms of the scheme you choose.

100% Safety

Unlike other Chitties, the amount raised through KSFE Pravasi Chitty is deposited in government bonds, ensuring the safety of your hard-earned money.

Non-stop Support & Service

The customer service centre of KSFE Pravasi Chitty functions 24 x 7. This is not just a grievance redressal cell, but a full-fledged unified communication service employing voice, e-mail, chat, social media contacts, with customer satisfaction as its top priority. You can ask all your doubts and get the best advice regarding your investments in KSFE Pravasi Chitty.

100% Online

Through specially designed mobile app and digital interfaces each step of the KSFE Pravasi Chitty scheme is simplified to the core. This enables easy online payment of monthly subscriptions, checking account status online, participating in online auctions from anywhere in the world, submitting securitisation documents through online means and getting chitty prize money into your NRO Bank account online etc. All these transactions are enabled on mobile app also.

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